Groceries

Basic Financials

How to Size your Emergency Fund
Health Savings Accounts (HSA)
How to Improve your Credit Score
Saving Yourself into the Poor House
How to Teach your Kids Financial Responsibility
How to Budget Part I: Excuses for Debt
How to Budget Part II: Calculating a Cushion
How to Budget Part III: Cost of Basic Needs
How to Budget Part IV: Is a Car Payment a Necessary Evil?
How to Budget Part V: Housing Costs
Reducing Bills Part I: Get Rid of the Monthly Payment Mentality
Reducing Bills Part II: How to Get Cable TV without the Cost
Saving Money ~ Do the Math before Buying
15 Financial Decisions You Should Review Annually
Is Refinancing Right for You? Step by Step Refinancing Evaluation

Investing

Saving / Earning /Spending

Money Smart Tip #6: Avoid Saving Yourself into the Poor House

By: Daria On: Jun 4, 2011

It is a ton of fun to find free toothpaste, 12 boxes of free pasta, a leather bench originally $300 for just $75, etc. Finding a great deal is addicting. I love the adrenaline rush and shopping high of saying – And I only paid $…! It seems like it is all positive, right? You…

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Money Smart Tip #5: Your Emergency Fund is How Big?

By: Daria On: May 26, 2011

In this economy, more and more people are turning to their emergency savings to help them make it through a gap in employment. The recommended size of an emergency fund differs – some say 3 months, some say 6 and yet others say 12. Personally, I think it depends. Here are some of the things…

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Free LearnVest Daily Money Smart Tips

By: Daria On: May 13, 2011

Eventually, I’d like to get a newsletter published from Saving to be Rich that would be very similar to this one by LearnVest Daily. But, in the meantime, I find these just quick tips to be helpful sometimes as a reminder to pay attention to money and spending. It’s free, can’t hurt anyway! What helps…

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Money Smart Tip #4: Health Savings Accounts (HSA)

By: Daria On: Apr 25, 2011

How much should you have in your HSA? If you are unfamiliar with this type of account – a Health Savings Account allows you to save money free of taxes and the money can be used for anything allowed by the IRS as deductible health items. That has traditionally been anything from band-aids to surgery…

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Money Smart Tip #3 – Practice Investing

By: Daria On: Apr 20, 2011

Buying your first stock is SCARY! No doubt about it. There is one statement that stands out to me when I think about what encouraged me to finally take the leap and start investing in the stock market. Investing now is practice for when you are retired and your entire income is dependent on your…

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Money Smart Tip #2 – Westminster Recycling Locations

By: Daria On: Apr 11, 2011

We stopped paying for recycling service at our house. If you are part of an HOA, you likely won’t have this option – but it’s always good to know where you can drop recycling off if you don’t want to wait for your trash day – so go ahead and read anyway. Our trash service…

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Money Smart Tip #1 -How to Stop the “Mom, Can I Have?”

By: Daria On: Mar 28, 2011

Do you ever get overwhelmed with these? Mom can I have …? Mom I want to go to …? Mom can we get …? I know I did. I found a couple of things that have really helped with this. Give your Child an Allowance For my 6 year old and 9 year old this…

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5 Things you Need to Open an E-trade Account

By: Daria On: Mar 23, 2011

One of the most lucrative paths to getting rich is investing. You can invest in a variety of markets such as real estate, bonds, a lawnmower to start a landscaping business, a friend’s brilliant social media idea, etc. However, the most common way to invest – especially with smaller amounts of money – is in…

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