I’m a couple of months behind on reporting our progress on my quest to take control of our finances and grow our wealth one dollar at a time. To clarify, only the dollars saved because of new behaviors since starting this blog are counting toward the Saving to be Rich results.
Total Saved via Couponing = $208.94 (39%)
This may not look that impressive, but ultimately September turned out to be a huge savings month for groceries. I wasn’t keen on most of the sales, so didn’t go shopping much and only spent $320 all month! For a family of 5 plus 2 dogs and a cat – this is a very low monthly food budget!
The total saved from a combination of store sales and coupons is shown above.
Only the dollars saved from coupons I clipped are being counted toward the wealth building account however. My reasoning being that I would have bought the items on sale anyway (store savings) and the only extra I earned is the coupons I clipped.
Total Saved Using Coupons = $53.55
Added to Wealth Building Account – $53.55
**I’ve chosen to stop showing copies of my receipts because it becomes pretty time intensive to upload them all to my blog – but please leave a comment if you’d like to see me post those again. I want to stay accountable and have everything be transparent.
Stocks = $0
About 6 weeks after I sold my stocks, I purchased shares of Target (TGT). The price has yoyo’d a bit, but ultimately is steady at the price I paid for it, so there is no change from my investments. However, I still expect Target to increase as we near the holiday shopping season. Plus I’ve noticed that October tends to be a really low month for stocks for some reason.
Wealth Building Account – $0
Craigslist – $50
I sold a washing machine that we’ve had in our garage for the past year. We bought a different set and just forgot about this one. But one day I noticed it and in an effort to clean out our clutter, I posted it on Craigslist. It was gone that day! Washing machines sell really well on Craigslist if you’re ever wondering. We had 10 calls in an hour.
Wealth Building Account – Plus $50
Piggy Bank Savings
When I paid cash for things I put the change in coins into a piggy bank. During September I deposited that money into my kids’ college accounts.
Wealth Building Account – Plus $54.74
Added to STBR Wealth Building Acct = $158.29
How did you do this month?